1. Definitions
1.1 “Supplier” shall mean The First Aid Group Pty Ltd Trading as The First Aid Shop, ABN 88 141 680 042 its successors and assigns or any person acting on behalf of and with the authority of the Supplier.
1.2 “Customer” shall mean the person, organisation or entity referred to as the Customer or any person acting on behalf of and with the authority of the Customer.
1.3 “Guarantor” means that person or persons, organisation or entity, who agrees to be liable for the debts of the Customer on a principal debtor basis.
1.4 “Supplier’s T&C” means the Supplier’s Terms and Conditions of Trade.

2. Default and Consequences of Default
2.1 Interest on overdue invoices shall accrue daily from the date when payment becomes due until the date of payment, at the rate below per calendar month and such interest shall compound monthly at such a rate after as well as before any judgement. INTEREST RATE = 0% PER CALENDAR MONTH
2.2 The Supplier reserves the right to refer the collection of any outstanding accounts to a debt collection agency without notice to the Customer.
2.3 The Customer agree to be liable for any recovery costs and expenses the Supplier incurs as a result of the referral of the debt to a debt collection agency and furthermore the Customer agrees that section 27 (1) of the Debt Collectors (Field Agents and Collection Agents) Act 2014 (Qld) does not apply to this agreement.
2.4 In the event that the collection of the debt is referred to the Supplier’s lawyers, the Customer accepts liability for and indemnifies the Supplier for all of the Suppliers legal costs on a solicitor-client basis.

3. Privacy Act 1988 Disclosure and Consent
3.1 The Customer and/or the Guarantor/s agree for the Supplier to obtain from a credit reporting agency a credit report containing personal credit information about the Customer and Guarantor/s in relation to credit provided by the Supplier.
3.2 The Customer and/or the Guarantor/s agree that the Supplier may exchange information about the Customer and the Guarantor/s with those credit providers either named as trade referees by the Customer or named in a consumer credit report issued by a credit reporting agency or with solicitors and collection agencies for the following purposes:
(a) to assess an application by Customer; and/or
(b) to notify other credit providers of a default by the Customer; and/or
(c) to exchange information with other credit providers as to the status of this credit account, where the Customer is in default with other credit providers; and/or
(d) to assess the credit worthiness of Customer and/or Guarantor/s.
3.3 The Customer consents to the Supplier being given a consumer credit report to collect overdue payment on commercial credit (Section 18K(1)(h) Privacy Act 1988).
3.4 The Customer agrees that personal credit information provided may be used and retained by the Supplier for the following purposes and for other purposes as shall be agreed between the Customer and Supplier or required by law from time to time:
(a) provision of Goods; and/or
(b) marketing of Goods by the Supplier, its agents or distributors in relation to the Goods; and/or
(c) analysing, verifying and/or checking the credit, payment and/or status in relation to provision of Goods; and/or
(d) processing of any payment instructions, direct debit facilities and/or credit facilities requested by Customer; and/or
(e) enabling the daily operation of account and/or the collection of amounts outstanding in the account in relation to the Goods.
3.5 The Supplier may give information about the Customer to a credit reporting agency for the following purposes:
(a) to obtain a consumer credit report about the Customer; and/or
(b) allow the credit reporting agency to create or maintain a credit information file containing information about the Customer.
3.6 The Supplier has obligations pursuant to the Privacy Act which includes ensuring that information provided to Credit Reporting Bodies is accurate, up to date and complete inspection at the office of the Supplier and a copy may be provided upon request by the Customer.

4. Acknowledgment of Terms and Conditions
4.1 These terms are legally binding between the Supplier and the Customer and should be read together with the Supplier’s T&C. To the extent of any inconsistency, the Supplier’s T&C prevail over these above terms.
By signing this application the Customer confirm and acknowledge that you have read and understood the above terms and Customer’s T&C and that the provision of goods, services and credit facilities to the Customer are subject to the above terms and the Supplier’s T&C.